Text Loans No Brokers


Apply for a Loan between
£100 - £2,000

Secure & Safe - 1 time Online Application
Get a loan account - use it multiple times
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How it Works

Generally the process for acquiring online loans is quite simple and quick. With not much difference in the processing and requirements, almost every type of online loan follows same procedure as roughly outlined below.

  • When in need of urgent cash, you can acquire these short term text payday loans simply by filling an online application form.
  • Approval process is very quick. Your application will be processed immediately and verification of your details would take only few hours. The following procedure of sending you a quotation signing the agreement and receiving funds is also completely online, which makes it quick and hassle free to obtain emergency cash loans.
  • To understand a loan proposal, you must review all terms and conditions carefully before accepting the offer. If you are aware of all the terms and conditions of a loan you would be able to compare it with other quotations accurately.
  • Almost all emergency cash loans are offered for any purpose.
  • The APRs for short term text/payday loans is considered to be higher than other long term loans. However, the benefit it offers make is more popular loan options in UK.
  • No matter if you have less than perfect credit rating. You can apply for these loans if you can afford to make timely repayments. Many lenders are now offering cash advances to individuals with less than perfect credit score. However, the offers may be less competitive.
  • If managed properly and repaid on time without late/miss payment penalties, these cash loans prove to be profitable.
Simple 4 steps to perfectly obtain and manage your loan account

Application – Apply online in less than 5 minutes by sharing some of your basic information. Your details would be verified by the lenders in order to draft a loan proposal based on your financial circumstances.

Quotation – You can receive a quick lending decision through phone and email. Lenders offer no obligation quotations which you can review and compare with other options you might have.

Cash Transfer – If you choose to accept the offer, you will be required to sign a loan agreement, following which your cash loan amount would be deposited into your bank account.

Repayment – Repayment is usually done through direct debit authorization, which is very similar to providing post dated cheques to lender. All that needs to be taken care with this method is that you have sufficient balance in your account on loan due date to avoid penalties.